Terms and Conditions

1. Introduction & Acceptance

Welcome to ChangeCar.com (the “Website”). These Terms and Conditions (“Terms”) govern your access to and use of the Website, including all calculators, tools, comparison features, content, and related services (together, the “Services”).

By accessing or using the Website, you confirm that you have read, understood, and agree to be legally bound by these Terms. If you do not agree to any part of these Terms, you must not use the Website.

2. Company Information & Ownership

ChangeCar.com is owned and operated by PLG 88 Asset Management Ltd, a company registered in England and Wales. All intellectual property rights in the Website, including content, data, software, tools, calculations, design, branding, and code, are owned by or licensed to PLG 88 Asset Management Ltd unless otherwise stated.

3. Permitted Use

You may use the Website solely for personal, non-commercial, informational purposes. You must not:

• Copy, reproduce, republish, distribute, or exploit any Website content without prior written consent.
• Use the Website or its tools for commercial purposes, resale, or redistribution.
• Engage in automated scraping, data harvesting, data mining, or extraction.
• Interfere with the security, performance, or functionality of the Website.
• Use the Website in any way that is unlawful, misleading, fraudulent, or harmful.

4. Tools, Calculators & Illustrative Estimates

Any calculators, tools, comparisons, cost estimates, savings projections, or decision-support features provided on ChangeCar.com are based on mathematical models, assumptions, industry averages, third-party data, and information supplied by users.

Results are provided for illustrative and informational purposes only. Actual vehicle condition, repair costs, fuel consumption, depreciation, finance terms, and ownership costs may vary materially.

ChangeCar.com cannot physically inspect vehicles or verify mechanical condition. We accept no responsibility or liability for decisions made, actions taken, or financial losses incurred as a result of reliance on calculator outputs or comparison results.

The final decision to repair, replace, sell, purchase, or finance a vehicle remains entirely with the user. We strongly recommend obtaining an independent professional mechanical inspection or financial advice before proceeding with major repairs or purchases.

5. No Advice

Nothing on this Website constitutes financial, legal, mechanical, or professional advice, nor a recommendation to buy, sell, lease, repair, or finance any vehicle or product.

PLG 88 Asset Management Ltd is not a lender, broker, financial adviser, or credit provider. You should seek independent professional advice before making any financial or vehicle-related decisions.

6. Affiliate & Commercial Relationships

The Website may contain links to Third Parties, including vehicle retailers, finance providers, insurers, and commercial partners. We may receive commissions or referral fees if you interact with such links.

We are not responsible for the content, accuracy, availability, or practices of Third Party websites or services, and such links do not constitute endorsement.

7. Images, Trademarks & Third-Party Content

The Website may include images, graphics, photographs, illustrations, logos, and other visual content sourced from third parties.

Such imagery is used under appropriate licence, including but not limited to commercially licensed stock image providers (such as Envato, Dreamstime, or similar platforms), or through affiliate and commercial programmes where imagery is made available for promotional or informational use.

We may also display images of vehicles, vehicle models, manufacturer branding, or car brand logos for illustrative and descriptive purposes only, for example to visually represent a vehicle, product, or category discussed on the Website.

The use of any vehicle imagery or brand logos does not imply ownership, endorsement, sponsorship, or affiliation with any vehicle manufacturer, brand owner, or trademark holder.

All trademarks, logos, and brand names remain the property of their respective owners. Any references are made solely for identification, commentary, comparison, or illustrative purposes.

8. Limitation of Liability

To the maximum extent permitted by law, PLG 88 Asset Management Ltd shall not be liable for any direct, indirect, incidental, consequential, or economic loss or damage arising from or in connection with your use of the Website, including reliance on any tools, estimates, or content.

9. Website Availability

We do not guarantee uninterrupted or error-free access to the Website and may modify, suspend, or discontinue any part of the Website at any time without notice.

10. User Responsibility

You are responsible for ensuring the accuracy of any information you provide and for how you use any outputs generated by the Website.

11. Changes to These Terms

We reserve the right to update these Terms at any time. Continued use of the Website following publication of changes constitutes acceptance of the revised Terms.

12. Severability

If any provision of these Terms is held to be unlawful, invalid, or unenforceable, the remaining provisions shall remain in full force and effect.

13. Governing Law & Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Contact Information

For enquiries regarding these Terms, please contact team@changecar.com. We aim to respond within two working days, excluding weekends and public holidays.